Relocation & Cost of Living Intelligence

Software Engineer Salary in Houston vs. San Antonio

Detailed relocation breakdown comparing gross salaries, cost-of-living differences, housing expenses, state taxes, and true purchasing power for Software Engineers moving between Houston, Texas and San Antonio, Texas.

Relocation Verdict & Financial Impact

Moving from Houston to San Antonio

Winner:San Antonio
Houston Median
$140,000
Base gross pay
San Antonio Median
$134,500
-3.9% vs Houston
Cost of Living Delta
-3.9%
San Antonio is cheaper
Break-Even Salary
$134,500
Required in San Antonio

Moving from Houston to San Antonio yields an estimated 0% increase in real purchasing power after taxes and living costs.

  • Housing: Housing is 8% cheaper in San Antonio (median 1-bed: $1,220/mo vs $1,350/mo in Houston).
  • Taxes: Both Houston and San Antonio have 0% state income tax, allowing you to keep more of your gross salary.
  • Purchasing Power: Earning the median $134,500 in San Antonio provides an estimated 0% higher standard of living after tax and local expenses compared to $140,000 in Houston.
Interactive Relocation Calculator

Adjust Your Houston Salary

Move the slider or enter your exact salary in Houston to see your required target compensation in San Antonio.

Current Annual Salary
$140,000
Entry ($60,900)Median ($140,000)Top Tier ($326,250)
Houston Benchmark
$140,000

Median for Software Engineer in Houston: $140,000

Required in San Antonio to Break Even
$134,500

-3.9% ($5,500 difference) to match living standards.

San Antonio Market Median Pay
$134,500

✓ Market pay exceeds break-even by $0

Software Engineer Salary Percentiles: Houston vs. San Antonio

Data sourced and scaled from U.S. Bureau of Labor Statistics (BLS) OEWS reports and regional wage indices.

Percentile LevelHouston BaseSan Antonio BaseDifference
10th Percentile (Entry Level)$87,000$83,500-4%
25th Percentile (Junior / Mid)$111,500$107,000-4%
50th Percentile (Median Benchmark)$140,000$134,500-3.9%
75th Percentile (Senior Level)$178,000$171,500-4%
90th Percentile (Staff / Lead)$217,500$209,000-4%

Cost of Living Breakdown by Expense Category

Standardized index baseline: 100 = U.S. National Average.

Overall Cost of Living
-4%
Houston: 102
San Antonio: 98
Housing & Rent
-8%
Houston: 106
San Antonio: 98
Groceries & Food
-2%
Houston: 98
San Antonio: 96
Utilities & Energy
-2%
Houston: 104
San Antonio: 102
Transportation
-4%
Houston: 108
San Antonio: 104
Healthcare
-3%
Houston: 99
San Antonio: 96

Estimated Tax & Take-Home Pay Analysis

Houston (TX)State Tax: 0%

Gross Income:$140,000
Est. Federal Income Tax:-$26,600
Est. State & Local Tax:-$0
Estimated Net Take-Home:$113,400/yr
Approx. $9,450 net per month

San Antonio (TX)State Tax: 0%

Gross Income (Median):$134,500
Est. Federal Income Tax:-$25,555
Est. State & Local Tax:-$0
Estimated Net Take-Home:$108,945/yr
Approx. $9,079 net per month

* Note: Tax estimations are based on standard single filer brackets and effective statutory rates. Actual tax obligations depend on filing status, deductions, 401(k) contributions, and local municipal withholdings.

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Find Apartments in San Antonio

Explore 1-bed rentals in San Antonio (median: $1,220/mo) and neighborhood crime/walkability scores.

  • Verified rental listings in TX
  • Virtual tours & direct landlord contacts
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Keep Coastal Pay Anywhere

Why relocate when you can earn top-tier San Antonio salaries working 100% remotely from anywhere?

  • Curated remote Software Engineer openings
  • Standardized global/US compensation
Browse Remote Software Engineer Jobs

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City Profiles & Living Factors

Houston, Texas

Climate: Humid Subtropical (Warm)
COL Index: 102

A diverse global powerhouse with zero state income tax, affordable real estate, and booming energy transition and aerospace sectors.

Key Advantages
0% State Income TaxWorld's Energy CapitalMassive Medical Center & Low Cost

San Antonio, Texas

Climate: Humid Subtropical (Warm)
COL Index: 98

Home to a massive concentration of Department of Defense cybersecurity operations, offering zero state income tax and low cost of living.

Key Advantages
0% State Income TaxNational Cybersecurity HubHigh Affordability

Frequently Asked Questions: Software Engineer (Houston vs. San Antonio)

How much does a Software Engineer make in Houston vs. San Antonio?

In Houston, the median salary for a Software Engineer is $140,000 per year (range: $111,500 - $178,000). In San Antonio, the median salary is $134,500 per year (range: $107,000 - $171,500), representing a -3.9% compensation difference.

What salary in San Antonio equals a $140,000 salary in Houston?

To maintain the exact same standard of living as a $140,000 salary in Houston, you would need to earn approximately $134,500 in San Antonio, due to the 3.9% lower cost of living in San Antonio.

Is it more expensive to live in Houston or San Antonio?

Houston is more expensive overall. San Antonio has a Cost of Living Index of 98 compared to 102 for Houston. Housing is 8% cheaper in San Antonio (median 1-bed: $1,220/mo vs $1,350/mo in Houston).

How do state income taxes compare between Houston (TX) and San Antonio (TX)?

Both Houston and San Antonio have 0% state income tax, allowing you to keep more of your gross salary. Houston has an estimated state/local income tax rate of 0%, while San Antonio has an estimated rate of 0%.

What are average rental costs in Houston vs. San Antonio?

The median 1-bedroom apartment rent in Houston is approximately $1,350/month, compared to $1,220/month in San Antonio.